> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.reallifeglobal.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What if I don't have a credit card

Normally, credit cards and PayPal are the only forms of payment we accept.

If you don't have a credit card and can't use PayPal option, you might try making a direct bank transfer, but in that case you'd want to buy the whole course in one payment. 

[Here you can read more about the different plans of the Fluent with Friends course and check prices](https://reallifeglobal.com/lewtv-fluentwithfriends/).
If you are interested in the Native Immersion course [please visit this page](https://reallifeglobal.com/immersion/). On our Helpdesk you can also find information about the differences between these 2 courses.

When you choose your course and plan, please write to us at **FluencyTeam@RealLifeGlobal.com** with the following information:

1) The course and plan you want to purchase (**Fluent with Friends**: _Basic, Standard or Complete_; **Native Immersion course**)
2) The confirmation that you plan to pay for the whole package with 1 payment

In response to your email we will send you the details for an international bank transfer.

We're looking forward to working with you!